


The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| Between 10.99% and 18.99% Fixed APR | None | 0% APR on Purchases for 6 Billing Cycles | 0% APR on Balance Transfers for 12 Billing Cycles | Excellent |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| As Low As 8.99% | No Annual Fee | 0% APR for up to 12 months | 2.99% for 12 months | Good |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| As Low As 8.99% | No Annual Fee | 0% APR for up to 15 months | 2.99% for 12 months | Good |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| 14.99% | No annual fee for the first year - $45 thereafter | 2.90% for 6 months | 2.90% during the first six months | Good |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| 14.99% | $150 per year; or $95 if you are a qualified American Express Cardmember | N/A | 3.90% during the first 12 months | Good |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| 14.99% Variable | No Annual Fee with your paid Costco Membership | 0% APR for 3 months | 1.99% during the first 6 months | Good |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| 13.99% Fixed APR | None | 0% APR on Purchases for 12 Billing Cycles | 0% APR on Balance Transfers for 12 Billing Cycles | Excellent |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| As low as Prime + 3.49% | None | 0% APR on Purchases for up 12 Billing Cycles | 0% APR on Balance Transfers for up 12 Billing Cycles | Good |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| Prime + 9.99% APR Variable | Basic Card: $450; $395 if you are also the Basic Cardmember of a domestic American Express Consumer | Standard APR | 9.99% APR on Balance Transfers for the first 12 Billing Cycl | Good |

| APR | Annual fee | Introductory APR / Period | Balance Transfer APR / Period |
Credit Needed for Approval |
|---|---|---|---|---|
| Between 10.99% and 18.99% Fixed APR | None | 0% APR on Purchases for 6 Billing Cycles | 0% APR on Balance Transfers for 12 Billing Cycles | Excellent |

